Banking and Finance
Elton advises private lenders and borrowers with fast, enforceable finance solutions that balance commercial outcomes with clear, practical risk management.
Our Services
Lending Transactions
Fast, enforceable loan documentation for private lenders
Security structuring
Designing and implementing effective security packages across personal and corporate assets
PPSR strategy
Registration, priority analysis and optimisation of secured positions
Loan portfolio acquisitions
Advising on acquisition and sale of secured debt portfolios and loan books
Default strategy
Strategic advice on workout, standstill and enforcement positioning
Intercreditor arrangements
Negotiating ranking and priority between senior, mezzanine and subordinated lenders
Debt restructuring
Advising on amendments, waivers, covenant resets and negotiated restructures
Refinancing transactions
Managing refinance processes to ensure continuity of security and commercial protection
Security trust arrangements
Establishing and advising on trustee and agency structures for multi-lender facilities
Independent guarantor advice
Providing independent legal advice to guarantors to ensure obligations, risks and warning requirements are properly understood before execution
We Work With
Private Lenders
Non-bank and alternative credit providers funding commercial and business loans across secured and structured facilities
Credit Funds & Fund Managers
Managers deploying private credit capital through bilateral and syndicated lending structures
Business Brokers and Advisers
Supporting brokers and advisers in structuring, negotiating and executing business sale and acquisition transactions
Borrowers & Sponsors
Operating businesses, sponsors and investment vehicles raising senior, mezzanine or subordinated debt
Guarantors
Individuals and corporate guarantors requiring independent legal advice prior to execution
Joint Venture Partners
Parties entering or exiting joint ventures, strategic alliances or co-investment arrangements
Founders and Shareholders
Founders, co-founders and shareholders navigating exits, restructures, buy-ins, buy-outs and succession events
Distressed Lenders & Creditors
Credit providers navigating enforcement, workout and restructuring scenarios
Every transaction is a pivotal moment in your business journey, and we treat it that way. When you work with Elton, you get more than legal documents; you get a partner committed to achieving your commercial goals
We deliver:
Speed and responsiveness to keep deals moving.
Industry knowledge and experience in your sector.
Genuine commercial partnership — we focus on your “why,” not just your “what.”
Risk minimisation through thorough due diligence and smart structuring.
Plain-English communication so you can make informed decisions.
Commercial and legal leadership to guide negotiations and keep parties aligned.
Efficient, transparent pricing to match your budget and timeline.
